Landlord Insurance: Comprehensive landlord insurance at your convenience

Comprehensive landlord insurance at your convenience

Our extensive range of landlord insurance policies offer specialist buildings and contents insurance at competitive rates for landlords and commercial let properties, unoccupied properties, holiday/second homes, and tenants contents. The policies available include all standard perils (i.e. fire, lightning, explosion, earthquake, aircraft), loss of rental income, and property owners’ liability up to £2m or £5m across a broad range of risk types.

To get an ONLINE QUOTE, please choose from one of the let property types listed below; it only takes a few minutes to get a quote from a panel of leading landlord insurers, and you can compare policies by benefits as well as price.

Alternatively, and for more information, speak to one of our specialist advisors today on 01970 636925 or request a call-back, left.

Residential Let Property Insurance
Risk Types Available:
  • Properties let direct to council
  • Properties let direct to housing associations
  • Bedsit type properties
  • Multi-tenanted houses/flats
  • Asylum seeker tenants
  • Short term lease
  • DSS benefit recipients
  • Student tenants
  • Professional and retired tenants
  • Unoccupied to be let
  • Contents only option
Cover Includes:
  • Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft, storm, flood
  • Accidental damage
  • Subsidence
  • Property Owners Liability up to £5m
  • Loss of rent
  • Malicious Damage by tenant
  • Trace and Access cover
Commercial Let Property Insurance
Risk Types Available:
  • Blocks of Flats
  • Shops/Offices
  • Surgeries
  • Restaurants/Cafes/Takeaways
  • Public Houses/Wine Bars
  • Industrial Estates
  • Warehouses
  • Manufacturers
  • Wholesalers
  • Motor Trades
  • Vacant Properties
  • Part residential
Cover Includes:
  • Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft, storm, flood
  • Accidental damage
  • Property Owners Liability up to £5m
  • Subsidence
  • Loss of rent (Optional)
  • Contents cover (Optional)
  • Full glass cover (Optional)
Unoccupied Residential Property Insurance
Risk Types Available:
  • To be sold
  • Awaiting letting
  • To be owner occupied
  • Pending probate settlement
  • Contents cover available
  • Properties undergoing structural renovations
Cover Includes:
  • Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
  • Subsidence, ground heave or landslip
  • Property Owners Liability up to £5m
Unoccupied Commercial Property Insurance
Risk Types Available:
  • To be sold
  • Awaiting letting
  • To be owner occupied
  • To be renovated
  • Contents cover available
Cover Includes:
  • Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
  • Option for Theft and Malicious Damage
  • Subsidence, ground heave or landslip
  • Property Owners Liability up to £2m
Holiday & Second Home Insurance
Risk Types Available:
  • Holiday Lets
  • 2nd Homes
Cover Includes:
  • Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
  • Accidental damage (optional)
  • Subsidence
  • Property Owners Liability up to £2m
  • Loss of rent or alternative accommodation
  • Contents cover (optional)
Tenants Contents Insurance
Risk Types Available:
  • Property must be self-contained
  • If shared accommodation, all tenants must have a joint policy
  • Tenant must have a minimum of a 6 month lease
Cover Includes:
  • Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
  • Automatic cover for landlords fixtures and fittings
  • Legal liability as occupier up to £2m
  • Legal liability for domestic staff up to £5m
  • Accidental Damage to contents
  • All Risks cover (worldwide)
  • Money and credit cards (worldwide)
  • Pedal cycles
  • Freezer contents