Tradesman Insurance

Tradesman insurance is for any small tradesman, business or self-employed ‘one man band’.

Yes, you can include tool cover as part of your tradesman insurance policy, along with a range of other additional extras to tailor your insurance policy to fit your business. Call us on 01970 636925 to learn more and get a quote.

No. For that, you’ll require a separate commercial vehicle policy.

Tradesman insurance typically covers standard liability, which includes public liability to protect against claims made for injuries or damage caused to third parties or their property. Optional extras often available are employers’ liability, professional indemnity, and personal accident cover. These options can provide additional protection against a variety of risks tradespeople might face. For detailed information about what is included in our standard tradesman insurance and available additional coverages, please call us on 01970 636925. Our specialist advisers can guide you through the specifics to ensure your policy meets your business needs.

Tradesman insurance is specifically designed to meet the unique needs of tradespeople, offering coverage options such as tool cover, contract works, and public liability that are particularly relevant to the trade industry. Business insurance, on the other hand, is a broader category catering to a wider range of businesses. It typically includes essential covers like public liability and employers’ liability but is not tailored specifically to the risks associated with trades. If you require insurance for a trade-specific business, a tradesman insurance policy would be more suitable. For other business types, a general small business combined policy might be more appropriate. For guidance on choosing the right insurance for your business, contact our expert advisers at 01970 636925.