Farm Motor Insurance
Protecting your farm fleet.
What does Farm Motor Insurance cover?
Our panel of insurers can provide cover for a wide range of farm vehicles, including:
- Tractors – from small utility models to high-powered machines
- Harvesters – protection against damage, theft, and liability claims
- ATVs & Quad Bikes – including those used on and off-road
- Farm 4x4s & Pickups – including private and commercial use
- Telehandlers, Diggers & Loaders – essential for farm operations
- Horsebox Trailer & Agricultural Trailers – cover for transportation
Whether you operate a single vehicle or an entire fleet, we offer policies that match your specific requirements.
Key features of a Farm Motor policy:
- Multi-Vehicle Policies – Insure multiple farm vehicles under one policy for easier management.
- Comprehensive, Third-Party Fire & Theft, or Third-Party Only Cover – Choose the level of protection that suits your needs.
- Flexible Driver Options – Options include any driver over 21, 25, or 30, or named drivers only.
- Business & Personal Use – Cover for both farm-related activities and limited social, domestic, and pleasure use on applicable vehicles.
- Road Risks & Agricultural Use – Protection whether driving on public roads or working within farm boundaries.
In line with your individual circumstances – and diverse Farm Insurance requirements – we work closely with a reputable panel of prominent farm business insurers to secure terms attractive both in cover and cost. This is complemented by a superior after-sales service, efficient claims handling procedure, and proven industry expertise all forged with one particular goal in mind: to assist you.
Frequently asked questions
What vehicles can farm motor insurance cover?
You can get cover for tractors, diggers, dumpers, harvesters, quad bikes, 4X4, private cars, and more on a farm fleet insurance policy. If not listed, please call us on 01970 636925 to discuss your specific requirements with a specialist adviser.
How many vehicles can you insure on one policy?
There is typically no limit to the number of vehicles you can insure on one policy.
Can you insure vintage tractors?
Yes, you can include vintage tractors on your farm fleet policy.
Does farm motor insurance cover my vehicles for road use?
Farm motor insurance policies typically include coverage for road use for the insured vehicles. This ensures that your tractors, diggers, dumpers, harvesters, quad bikes, private cars, and other listed farm vehicles are covered not only while they are being used on the farm but also when they are driven on public roads. However, the extent of this coverage can vary based on the specific terms and conditions of the policy. It’s important to note that certain usage or vehicle types might require additional or specific cover. For detailed information about how your farm vehicles are covered for road use, and to confirm any exclusions or limitations that may apply, please call us on 01970 636925 to speak with one of our specialist advisers who can provide guidance tailored to your specific needs and circumstances.
What information do I need to get a quote?
To get a quote, you’ll need the make, model, registration/serial number, age, and value of the vehicle(s) you wish to insure. You’ll also need details of any named drivers (for private cars), and claims history. Call us on 01970 636925 to speak to a specialist adviser and get the ball rolling.
Who can drive vehicles on a Farm Motor policy?
Who can drive depends on your policy cover and insurer terms. Typically, a Farm Motor policy covers:
- The policyholder and named drivers.
- Employees and family members using vehicles for farm-related work.
- Occasional drivers, if permitted by the insurer.
You can choose different levels of cover, such as:
- Any driver over 21, 25, or 30, depending on risk appetite and premium.
- Named drivers only, which may reduce costs.
Drivers must meet licence and age requirements, and some restrictions may apply to younger or inexperienced drivers.
Why Greenlands?
Trusted by you since 1998
Customer focused, always
Tailored cover, competitive premiums
Proactive claims service
Covering Wales, England & Scotland
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