Business Insurance
Protecting You & Your Stakeholders
What does Business Insurance cover?
Designed to cater for numerous small commercial entities, we compare quotes from some of the UK’s leading small business insurance providers to offer you terms that are as comprehensive as they are cost-effective.
When businesses search for business insurance they tend to be looking for Public Liability, Professional Indemnity or Employers Liability insurance. Although business insurance isn’t limited to just these three insurances, those are the main insurance types businesses require.
Public liability insurance
Public Liability insurance protects your business in the even that a member of the public is injured or their property is damaged & your business is at fault.
Professional indemnity insurance
Professional indemnity insurance protects your business from any losses that result from claims made by clients from the work that your business carried out
Employers’ liability insurance
Employers’ liability insurance covers your business from claims made by employees past of present for injuries sustained at the workplace.
Frequently asked questions
Is business insurance required by law?
The insurance your business is legally required to have depends on its nature and associated activities. For instance, companies with employees (paid or voluntary) must have employer’s liability insurance, while businesses that use vehicles need to have specialist commercial motor or fleet insurance. In addition, some companies are required by regulatory bodies to have certain types of insurance in place, with common examples being professional indemnity and public or product liability insurance. Call us on 01970 636925 to learn more and discuss your specific requirements with a specialist adviser.
How much does business insurance cost?
Like all insurance, the cost depends on several factors, including the nature and size of your business, your turnover, claims history, and the level of cover required. Call us on 01970 636925 to learn more and get a quote.
Why is business insurance important?
Business insurance is crucial as it provides a safety net for unforeseen financial losses and legal liabilities that could arise in the course of business operations. It protects against risks such as property damage, legal claims, employee-related risks, and loss of income. This protection is vital for maintaining the stability and continuity of your business in challenging times. For example, liability insurance can cover legal expenses and damages if your business is sued, while property insurance helps recover costs in case of damage or theft. Additionally, specific types of insurance might be mandatory under UK law, depending on your business activities, such as employer’s liability insurance for businesses with employees. With business insurance, you not only comply with legal requirements but also safeguard your business’s financial health, reputation, and future. Call us on 01970 636925 to learn more about how business insurance can be a strategic asset for your business.
How can I get cheap business insurance?
You can reduce the cost of business insurance by having a good claims history, increasing your excess, and reducing the level of cover required to your acceptable minimum. Call us on 01970 636925 to learn more and get a quote.
What insurance do I need for my small business?
The insurance your business is legally required to have depends on its nature and associated activities. If you’re unsure of your business insurance needs, call us on 01970 636925 and speak to one of our specialist advisers who will be happy to assist.
Why Greenlands?
Trusted by you since 1998
Customer focused, always
Tailored cover, competitive premiums
Proactive claims service
Covering Wales, England & Scotland
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