Motorised Horsebox Insurance
Quote and buy motorised horsebox insurance today!
What does Motorised Horsebox Insurance cover?
Buy Competitive. Comprehensive. Convenient.
Standard Cover:
Third Party Liabilities:
- Liability for death or bodily injury caused to a third party as required by the Road Traffic Act.
- Third party property damage, including expenses up to £5,000,000 (£1,200,000 where hazardous goods).
- Cover extended to any person, company, local authority, or other body with whom you have a contract and are undertaking work for.
Uninsured Loss Recovery & Legal Services:
- Uninsured loss recovery, including legal costs & expenses.
- Legal representation if proceedings are taken against you or any authorised driver or operator.
- Legal advice on personal legal matters within the European Union member states.
- UK tax advice on personal tax matters.
Protected No Claim Discount:
- Free of charge for all clients with an entitlement of 4 or more years of No Claim Discount.
Fire and Theft Cover (when selected):
- Loss or damage to the vehicle caused by fire, lightning, explosion, or theft.
- Personal Effects cover.
Comprehensive Cover (when selected):
- Loss or damage to the vehicle caused by accidental damage, fire, lightning, explosion, or theft.
- Costs of incorrect fuelling and fuel contamination damage.
- Loss or damage to the insured vehicle while in the possession of a motor trade member or when driven by hotel or restaurant valet service employees.
- Cost of glass and windscreen replacement.
- Loss or damage to audio, visual, and navigation equipment.
- Personal accident cover for the driver.
- Emergency accommodation, travel expenses, medical expenses cover, child car seat cover, and enhanced Personal Effects cover.
Protecting your horsebox and its precious cargo has never been easier. With our comprehensive coverage, dedicated services, and optional breakdown cover, you can enjoy peace of mind on the road. Contact your broker today to discuss your horsebox insurance needs and experience the difference of insurance tailored to equestrian enthusiasts like you.
Typical Policy Benefits:
Exclusive Broker Partnership
We exclusively partner with brokers, ensuring you have access to our specialised policies and a tailored approach to your insurance needs through your trusted broker.
Specialist Breakdown Cover
You can add optional specialist breakdown coverage to your policy. We know that a breakdown with horses on board can be a stressful situation, so our experts are ready to assist.
Uninsured Loss Recovery and Legal Services
For qualifying risks, we provide uninsured loss recovery and legal services at no additional cost. We’ve got you covered in the event of unforeseen incidents.
Emergency Accommodation and Travel Expenses
In case of an accident or breakdown, we offer coverage for emergency accommodation and travel expenses for both the driver and passengers.
24/7 Claims Line
Accidents can happen at any time. That’s why we have a 24/7 claims line, ensuring that help is just a phone call away when you need it the most.
Approved Repairer Network
Rest easy knowing that our approved repairer network and industry expert claims assessors will ensure your horsebox is in capable hands.
What types of Horsebox can this policy cover?
Up to 12.5 Tons GVW: Whether your horsebox is compact or substantial, we offer coverage for vehicles up to 12.5 tons Gross Vehicle Weight (GVW).
Underwritten by leading speciality insurer and reinsurer MSIG Europe, our ‘quote & buy’ facility for horseboxes offers you a quick, simple and hassle-free way of purchasing cover online. In addition to the convenience of 24/7 access with quotes delivered near-instantly*, we have worked with MS Amlin to bring you a comprehensive – and competitive – insurance solution that doesn’t skimp on cover.
If you’re unsure whether you can insure a vehicle or if you wish to insure a vehicle that isn’t listed, please call us on 01970 636925 to discuss your specific requirements with a specialist adviser.
Frequently asked questions
Do horseboxes need insurance?
Yes, motorised horseboxes must be insured if they are driven on UK roads. At a minimum, they require Third-Party Only (TPO) insurance, which covers damage or injury to other people, vehicles, or property. However, many horsebox owners opt for Comprehensive cover, which includes protection for their own vehicle against accidental damage, theft, and fire.
Specialist Motorised Horsebox Insurance can also provide tailored benefits, such as horse in transit cover, breakdown assistance, and European travel options, ensuring both the vehicle and the horses are protected.
What does horsebox insurance cover?
Standard Cover:
- Third-Party Liability – Covers injury or damage to others as required by law, including property damage up to £5,000,000 (£1,200,000 for hazardous goods).
- Uninsured Loss Recovery & Legal Services – Legal costs for uninsured loss recovery, personal legal advice in the EU, and UK tax advice.
- Protected No Claims Discount – Free for clients with 4+ years of No Claims Discount.
Fire & Theft Cover (optional):
- Covers loss or damage from fire, lightning, explosion, or theft, including personal effects.
Comprehensive Cover (optional):
- Covers accidental damage, fire, theft, and incorrect fuelling.
- Protection while in the care of a motor trader or valet.
- Windscreen, audio, visual, and navigation system cover.
- Personal accident cover, emergency expenses, and enhanced personal effects cover.
For tailored equestrian insurance, contact us today to find the right cover for your needs.
How many horseboxes can you insure on this policy?
You can quote and buy online for up to 10 motorised horseboxes on this policy.
How can I get a horsebox insurance quote?
To get a quote, you can either call us on 01970 636925 or click the button above to quote and buy Motorised Horsebox Insurance online, in minutes.
Can I insure other vehicles on this policy?
No, this policy is solely for horseboxes. To insure other vehicles, call us on 01970 636925, and we will find the right policy for your needs.