Landlord Insurance
Protecting Your Investment
At Greenlands we provide comprehensive landlord insurance at your convenience! Whether you’re a landlord looking for multi property landlord insurance or a landlord looking for rental guarantee insurance, at Greenlands we are able to provide you with the solution that meets your needs and the landlord insurance that is right for you!
We work with a panel of experts who provide the best landlord insurance for all types of landlords to make sure that both landlords and their rented properties are covered!
What does Landlord Insurance cover?
Residential Let Property Landlord Insurance
Risk Types Available:
- Properties let direct to council
- Properties let direct to housing associations
- Bedsit type properties
- Multi-tenanted houses/flats
- Asylum seeker tenants
- Short term lease
- DSS benefit recipients
- Student tenants
- Professional and retired tenants
- Unoccupied to be let
- Contents only option
Cover Includes:
- Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft, storm, flood
- Accidental damage
- Subsidence
- Property Owners Liability up to £5m
- Loss of rent
- Malicious Damage by tenant
- Trace and Access cover
Commercial Let Property Landlord Insurance
Risk Types Available:
- Blocks of Flats
- Shops/Offices
- Surgeries
- Restaurants/Cafes/Takeaways
- Public Houses/Wine Bars
- Industrial Estates
- Warehouses
- Manufacturers
- Wholesalers
- Motor Trades
- Vacant Properties
- Part residential
Cover Includes:
- Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft, storm, flood
- Accidental damage
- Property Owners Liability up to £5m
- Subsidence
- Loss of rent (Optional)
- Contents cover (Optional)
- Full glass cover (Optional)
Unoccupied Residential Property Landlord Insurance
Risk Types Available:
- To be sold
- Awaiting letting
- To be owner occupied
- Pending probate settlement
- Contents cover available
- Properties undergoing structural renovations
Cover Includes:
- Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
- Subsidence, ground heave or landslip
- Property Owners Liability up to £5m
Unoccupied Commercial Property Landlord Insurance
Risk Types Available:
- To be sold
- Awaiting letting
- To be owner occupied
- To be renovated
- Contents cover available
Cover Includes:
- Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
- Option for Theft and Malicious Damage
- Subsidence, ground heave or landslip
- Property Owners Liability up to £2m
Holiday & Second Home Landlord Insurance
Risk Types Available:
- Holiday Lets
- 2nd Homes
Cover Includes:
- Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
- Accidental damage (optional)
- Subsidence
- Property Owners Liability up to £2m
- Loss of rent or alternative accommodation
- Contents cover (optional)
Tenants Contents Landlord Insurance
Risk Types Available:
- Property must be self-contained
- If shared accommodation, all tenants must have a joint policy
- Tenant must have a minimum of a 6 month lease
Cover Includes:
- Full standard perils, i.e. fire, lightning, explosion, earthquake, aircraft
- Automatic cover for landlords fixtures and fittings
- Legal liability as occupier up to £2m
- Legal liability for domestic staff up to £5m
- Accidental Damage to contents
- All Risks cover (worldwide)
- Money and credit cards (worldwide)
- Pedal cycles
- Freezer contents
Get a quote
Frequently asked questions
Does landlord insurance cover me for multiple properties?
Yes, you can add multiple properties to your landlord insurance policy. Call us on 01970 636925 to learn more and get a quote.
Can landlord insurance cover unpaid rent?
Yes, you can tailor your landlord insurance policy to cover unpaid rent.
Can landlord insurance cover my furnished contents?
Yes, you can add cover for your furnished contents to the landlord policy as an optional extra. And you can also do the same for tenant contents.
Does landlord insurance include accidental damage?
Landlord insurance can include coverage for accidental damage, but it is often offered as an optional extra rather than as a standard feature of the policy. This type of coverage can protect against unintentional damage to your property or its fixtures and fittings. It’s particularly valuable if your property is furnished. The specific terms, including what constitutes ‘accidental damage’ and any exclusions, can vary between policies. To understand how this applies to your landlord insurance and to explore adding this cover to your policy, please call us on 01970 636925. Our specialist advisers can provide detailed information tailored to your specific insurance needs.
Why Greenlands?
Trusted by you since 1998
Customer focused, always
Tailored cover, competitive premiums
Proactive claims service
Covering Wales, England & Scotland
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