Car Insurance

Prepared for Life’s Dramas

What does Car Insurance cover?

There are 3 different levels of car insurance in the UK they are: 

Fully comprehensive

Which can be referred to as ‘fully comp’ is a level of car insurance that will cover the costs to fix any damage to your vehicle & any others involved in an accident, whether you were at fault or not. 

Third party

The minimum level of car insurance required on the UK roads. Third party covers you for the damage to the other cars in the event of an accident that is your fault but not the damage to your own vehicle.

Third party, fire & theft

Exactly the same as ‘third party’ where you are covered for the damage to the other cars in the event of an accident that is your fault but not the damage to your own vehicle, with the addition of cover in case your car is stolen or damaged in a fire.

Additional cover options include:

  • Breakdown cover
  • Personal accident cover
  • Motor legal protection
  • Personal belongings
  • Loss of keys
  • Window screen
  • Wrong fuel
  • Courtesy car
  • Gap insurance

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In a world where it seems like you can purchase car insurance from anywhere, what separates our car insurance from the rest is privileged access to a wide panel of market-leading insurers coupled with competitive premiums and excellent standard levels of cover. All this plus the flexibility to tailor it to your circumstances and requirements.

Frequently asked questions

What does comprehensive car insurance cover?

Also referred to as ‘fully comp’, comprehensive car insurance is a level of car insurance that will cover the costs to repair any damage to your vehicle and any others involved in an accident, whether you were at fault or not.

What does third party car insurance cover?

Third party cover is the minimum level of car insurance required on UK roads. Third party covers you for the damage to the other car(s) in the event of an accident that is your fault (but excluding any damage to your own vehicle).

Can I add people to my car insurance policy?

Yes, you can add additional named drivers to your car insurance policy.

How can I get cheaper car insurance?

You can reduce the cost of your insurance in several ways, including limiting your mileage, increasing your voluntary excess, building up your ‘no claims’ discount, choosing your car and/or engine size wisely, and through a telematics – or black box – policy. Call us on 01970 636925 to learn more and get a quote.

Is breakdown cover included in my car insurance?

Breakdown cover is not a standard inclusion, but can be added to your policy.

Why Greenlands?

Trusted

Trusted by you since 1998

Customer Focused

Customer focused, always

Competitive

Tailored cover, competitive premiums

Proactive

Proactive claims service

Wales, England and Scotland

Covering Wales, England & Scotland

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Testimonials

“I just wanted to express my thanks to you and your colleagues for your speed, efficiency, attention to details and customer focus in dealing with my application over the last few days. I particularly appreciated the personal touch of you calling me to follow up both the initial enquiry and me coming on board.

I can now understand why Greenlands is so widely recommended – and I will be doing the same”

 

Stephen Dudley

We’d like to thank Greenlands for the exceptional service we’ve received for 20+ years. They’ve insured our vehicles, farm property, stock and tourism business efficiently and with one-to-one contact when needed.

 

We’ve had to make a substantial claim in the last year, with the house being affected by a burst in the attic that caused much damage. This was very upsetting, but the help that we received was very much appreciated; we were appointed professional assessors who dealt with us promptly and efficiently.

 

Thank you for your continued service.

Arwel and Neris Davies

“We’ve had insurance cover with Greenlands since 2009 for our dairy farm and growing holiday lets. With many changes to our businesses over the years, their experienced staff have been excellent – keeping us informed and smoothly updating our insurance policies. Greenlands have always been very competitive, which is hugely important to us, and we find it reassuring to know whenever we need to contact them that there’s always someone at the end of a phone”

Teifi and Rhys Evans

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